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Lending

First National Bank of Byers, The Cattleman's Branch, and the Henrietta Branch offer a variety of loan products and services for both consumer and commercial customers. We strive to structure a loan that meets the needs of the customer while considering the purpose, collateral, and repayment sources available. We have a superior lending staff who are experienced and knowledgeable, and have the ability to deliver our customers their loan needs in a timely manner.

First National Bank of Byers, The Cattleman's Branch, and the Henrietta Branch offer:

Consumer Products

  • Automobile - New and Used
  • Real Estate (Archer & Clay county only)
  • Recreational Vehicles

Commercial Loans

  • Real Estate
  • Inventory
  • Equipment
  • Livestock

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.


Notice of Changes in Temporary FDIC Coverage for Transaction Accounts. All funds in a "non-interest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules. The term "non-interest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes interest on Lawyers Trust Accounts (IOLTA's). It does not include other accounts such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market accounts. The combined total of your interest-bearing accounts remains insured under the FDIC's general deposit insurance rules. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.